It is my job to either find that perfect home for you and your family, or to help you sell your current home quickly, smoothly and at market value or above. To accomplish those goals I need to first understand your dreams and goals. Next I need to develop the right marketing plan if you are selling your home, or define the perfect home if you seek your dream home.

For Sellers, I will design the perfect marketing strategy to meet your financial and schedule goals. I will then implement the plan for the successful completion of the sale of your home. Once the home is in contract, I and my extended support associates will work hard to keep the escrow on track and running smoothly.  After Escrow closes I will be there for any further questions or assistance you may have.
 
For Buyers, we will meet and discuss your vision of the perfect dream home for you that meets your budget. Once we know what you are looking for we then discuss the ‘where’ aspect of the search. Once we are all in agreement on Features, Price and Location, the hunt begins! I will be there to guide you through the possibilities until we find the perfect home. Once in escrow, I will fight for you to make sure the escrow goes smoothly and cost effectively as practical until the day I hand you the keys to your new dream home.

Chirho has been in the financial service industry since 2003.  He is a fiduciary and holds his series 65 with Elevated Capital Advisors, LLC. He also holds his Life and Health Insurance License for CA, CO, FL, NV, NJ, NY, TX, UT.  Prior to Elevated Capital Advisors, LLC, He has worked at Chase Investments and Merrill Lynch as a Financial Advisor.  He graduated from Pace University with a concentration in Accounting-CPA Track.  After a few years of working in the public accounting sector he decided to fulfill his passion in the financial services.  My first real experience was when I interned at a firm in Downtown Wall Street.    Helping families increase their quality of life is his goal.  

He is married to Marilyn and has 2 Children Zoey age 15 and Aliana age 8.

Since January 2024, I have been serving as the Branch Manager for California Coast Credit Union in Temecula, CA. With over 18 years of experience in the financial industry, I have led diverse teams across various markets, delivering exceptional credit union services to our members. Prior to my current role, I was a branch manager for Boeing Employees Credit Union in Seattle, WA for six years and served as Branch Vice President at VyStar Credit Union in Jacksonville, FL for twelve years before that.

My career in member-owned, not-for-profit credit unions has allowed me to pursue my passion for helping people achieve their financial goals by offering tailored products and services and supporting the communities we serve.

In addition to my financial career, I proudly served in the United States Navy for 20 years, with assignments both domestically and overseas. As a veteran of the Cold War, Desert Storm, and Desert Shield, I am honored to have worn the uniform in service to our country and its freedoms.

On a personal note, I am happily married to my wonderful wife, Jane, and we have a smart and beautiful daughter, Erika Rae. I cherish spending time with my family, whether traveling across the country, hiking, or enjoying movie nights. I also have a passion for golf and college football – Go Gators!

I am the Temecula coordinator for JustServe.org. We match worthy, non-profit organizations in need of volunteers with those looking for opportunities to serve. 

When you volunteer through JustServe, you’re not only changing the lives of those in need, but you’re also transforming your own life. Research highlights the incredible benefits of volunteering — from better physical and mental health, lower rates of depression and loneliness, to new skills and a deeper sense of purpose. It’s a self-reinforcing loop of positivity.

If you're looking for personal, family, club, or business opportunities to give back to organizations in our community, register at https://justserve.org.

Janet Licitra is the CEO of a women-owned business franchise for TeamLogicIT. Janet has worked in technology sales since graduating from college and this background has helped her to discuss and understand the technology challenges that small businesses face today. Can look for Janet Millane Licitra on Facebook, as well as TeamLogicIT Temecula.

Her husband, Allen Licitra operates as the Chief Technology Officer and co-runs the business with me. Allen has been in various IT leadership technology roles at large and small corporations. His numerous specialties include security, cloud, and advanced analytics. We have been married for 19 years and have identical twin daughters who will be Sophomores in college this year. We have lived in Temecula CA since 2008.  Both of us have been working in the IT business for 20+ plus years.   

As Vice President and Community Relations Officer at Excel Bank, I bring over 25 years of experience in the Temecula banking community. Previously, I spent a decade at a local community bank, focusing on managing the Real Estate mortgage division. Since joining Excel Bank in 2008, I initially managed the USDA loan portfolio and later transitioned to overseeing SBA loan servicing at our Loan Servicing Center also in Temecula.

In 2023, the Bank successfully launched a full-service branch office on Jefferson Avenue, enhancing our ability to engage with and support the local community. This new location has enabled me to play a key role in promoting the Bank's presence and participation in community activities.

Having lived in Temecula since 2002, I actively promote the SHOP LOCAL ethos by regularly visiting Old Town and enjoying the local wineries in wine country. My interests include travel, golf, yoga, and attending all school activities of my grandchildren within our community.

My background is in Broadcast Journalism...and I just wrapped up a 34 year career in that industry at KFMB-TV, the CBS affiliate in San Diego. During that time I worked as an Assistant News Photographer, Video Editor, and Entertainment Producer. In 1991 I was awarded an Emmy for Outstanding Achievement as Producer. In 2001 I opened Black Tie Productions...a video production company in Temecula, CA. In 2020 I was awarded a Telly Award for Editing.

My passion is banking and being involved in the community. I enjoy being able to help individuals reach their goals personally and professionally. Being a part of the local community allows me the opportunity to bring people together, at Provident we are a resource to our customers and what better way then by being a part of the community.