About

Get the most out of Medicare with the Koltun Advantage!

For Our Clients:

Koltun Advantage Insurance Services is a family-owned Medicare brokerage based right here in Temecula. We proudly serve Temecula, Murrieta, Menifee, Fallbrook, and most of Riverside and San Diego counties. Our agency is run by a husband-and-wife team, and led by Matthew Koltun, a Registered Nurse who believes your health should always come first.

With us, our services are $0 and we charge no fees—ever. Getting help with Medicare costs you nothing and there’s no obligation. Whether it’s Medicare Parts A through D, Medicare Advantage, Medigap / Supplement plans, or special needs plans, we’ll guide you through the choices and make sure everything is set up right the first time. We have access to almost all Medicare plans in Southern California, ensuring you have the most options to choose from.

We don’t just enroll you and disappear. Each year we review your coverage, send updates when plans change, and stay available whenever questions come up. With Koltun Advantage, you can feel confident knowing your Medicare is taken care of year after year.

For Businesses:

We partner with HR and Benefits teams to ease the burden on your staff. We offer education workshops, direct HR support, and one-on-one employee servicing before and throughout their retirement.

Whether an employee is preparing for retirement or continuing to work past 65, we provide clear education and individualized timelines — always at no cost to your organization as we are paid directly by the insurance carriers.

For Providers:

At Koltun Advantage, our goal is simple: secure the right coverage for your patient so they can focus on their health while you focus on delivering care. We enroll your patients right the first time: aligning their insurance plan with your networks, maximizing their drug coverage, and ensuring their health needs are covered.

With Matthew Koltun, RN leading our team, we bring a clinical perspective to the process, making sure health history is considered so coverage truly fits the patient’s needs.We offer complete Medicare solutions—from Advantage plans and Supplements to Part D, DSNP, CSNP, Medicare-Medicaid, and standard Parts A & B. And when patients face transitions in care, we act quickly, using Special Enrollment Periods to keep coverage in place and uninterrupted.

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